Treasure Coast Real Estate Market Update: What Buyers & Sellers Need to Know Right Now (Winter 2025)

Hey there, Treasure Coast friends! 🌊 As we dive deep into winter 2025, I'm seeing some fascinating currents shifting in our real estate waters. Whether you're a buyer ready to cast your net or a seller preparing to set sail, the market landscape has transformed dramatically from the choppy seas we navigated just a year ago.

Let me break down what's really happening out there, because as your trusted guide through these real estate waters, I want you to have the clearest picture possible.

The Tide Has Turned: Market Overview

The Treasure Coast market has settled into what I like to call "calmer waters" – we've moved away from that frenzied seller's market that had everyone feeling like they were swimming against a rip current. Now we're experiencing a much more balanced environment across Martin, St. Lucie, and Indian River counties.

This shift is creating opportunities on both sides of the transaction that we haven't seen in years. As the top realtor in Port St. Lucie and surrounding areas, I'm witnessing firsthand how this balance is giving both buyers and sellers more breathing room to make thoughtful decisions.

For Buyers: More Fish in the Sea

Inventory is Rising Like the Tide

Here's some welcome news for buyers who've been waiting on the sidelines: inventory levels have surged across our region. Martin County alone saw available homes jump from 590 in 2023 to 829 by the end of 2024. That's a 40% increase in options!

As a listing agent in St. Lucie County, I'm seeing similar patterns throughout our area. This means you're no longer competing against 15 other buyers for the same property – you actually have choices and time to make informed decisions.

Price Stabilization Brings Relief

The rapid price appreciation that left many buyers feeling like they were drowning in costs has finally stabilized. Jensen Beach, for example, hit a median price of $499,000 in March 2025 – that's up 6.2% from the previous year, but it's a much more manageable rate of growth compared to the tsunami of increases we saw in previous years.

While Florida overall experienced a 2.5% price decrease, our Treasure Coast market has maintained its value, making it an attractive harbor for buyers seeking stability.

Mortgage Rates: Finding Your Sea Legs

Current mortgage rates have settled into the 6-7% range, with 30-year fixed rates at 6.73% and 15-year rates at 5.99%. Yes, these are higher than the historic lows we remember, but they've plateaued, which means no more surprises.

Here's where it gets interesting: assumable mortgages are becoming a game-changer. There are about 12.5 million assumable mortgages in circulation nationwide, with 4.8 million carrying rates below 3.5%. If you find a property with an assumable mortgage, you could save hundreds per month compared to current rates.

For Sellers: Navigate These Waters Strategically

Sales Activity: The Current Reality

Let me be straight with you – while the market is more balanced, sales momentum has definitely slowed. Unlike other parts of Florida where closed sales are rising, our Treasure Coast market is experiencing some headwinds.

Properties are staying on the market for about 75 days on average across Florida, up from 60 days last year. As the best realtor in 34951 and surrounding zip codes, I'm helping sellers understand that this isn't necessarily bad news – it just means we need smarter strategies.

Pricing: Riding the Right Wave

The days of pricing high and hoping for bidding wars are behind us. Buyers now have options, which means your property needs to be competitively priced from day one. In Martin County, prices are holding strong, but sellers who get greedy with their asking price find themselves sitting on the market longer than they'd like.

As a top real estate agent in Fort Pierce and throughout our region, I'm working with sellers to price strategically based on current market conditions, not on what their neighbor sold for six months ago.

Neighborhood Spotlights: Where the Action Is

Port St. Lucie: Riding the Development Wave

Port St. Lucie continues to attract families and retirees with its planned communities and growing amenities. New neighborhoods like Cascata and St. Lucie West are seeing steady interest, while established areas like PGA Village maintain their appeal for active adults.

If you're looking for Port St. Lucie real estate trends, the sweet spot seems to be homes in the $350K-$500K range, offering good value for families seeking newer construction or updated properties.

Stuart: The Crown Jewel Holds Strong

Stuart's historic downtown and waterfront lifestyle continue to command premium prices. The Sailfish Point area and downtown Stuart properties remain highly sought after, though inventory has increased enough to give buyers real choices.

As a top realtor in Stuart, Florida, I'm seeing buyers drawn to both the luxury waterfront properties and the charming historic homes that give Stuart its unique character.

Fort Pierce: The Emerging Star

Fort Pierce is experiencing a renaissance, with downtown revitalization bringing new energy to the area. The combination of affordability and waterfront access makes it increasingly attractive to young professionals and investors.

Being the top realtor in Fort Pierce, I'm excited about the potential here, especially in areas near the marina and historic downtown where walkability and water access create lasting appeal.

Regional Advantages: Why the Treasure Coast Shines

Our region offers something special that many other Florida coastal markets can't match: affordability combined with appreciation potential. We've seen population growth exceeding 18,000 people (about 3% growth), supported by a diverse economic base in aerospace, technology, and healthcare.

The Space Coast influence from our northern neighbors, combined with our own growing job market, creates a foundation that supports long-term real estate values. Plus, let's be honest – where else can you get this kind of coastal lifestyle without paying Miami or Naples prices?

Looking Ahead: What's on the Horizon

Consumer confidence is gradually improving as we head into 2026. There's anticipation around potential Federal Reserve rate cuts, which could bring more buyers off the sidelines and increase market activity.

Even a modest rate decrease could significantly boost demand, especially among first-time buyers who've been priced out by higher rates. This gives both buyers and sellers reason for cautious optimism.

Your Next Steps: Don't Just Tread Water

Whether you're buying or selling, this market requires strategy, not just hope. As a top agent in St. Lucie County with deep local knowledge, I'm here to help you navigate these waters successfully.

For buyers, now is the time to get pre-approved and start seriously shopping. You have more negotiating power than you've had in years. For sellers, proper pricing and presentation are more critical than ever.

The key is working with someone who understands these local currents intimately. If you're ready to make your move, whether it's finding your dream home or selling your current property, let's talk about how to make the most of this market shift.

Remember, in real estate as in the ocean, timing and knowledge of the tides can make all the difference. Don't let this opportunity drift away – contact us today to discuss your real estate goals and create a strategy that works for you.

The Treasure Coast real estate market may have changed, but the opportunities are still there for those who know how to navigate the waters. Let's dive in together and find the perfect solution for your real estate needs.